> ## Documentation Index
> Fetch the complete documentation index at: https://api-docs.imbawallet.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Tiers and convert

> Tier 0 catalog only. Convert closed (AML). Tier 1 convert by separate request.

# Tiers and convert

Every new agent starts at **tier 0**. The agent cannot raise its own tier through the API. Operators set a higher `agent_tier` after **real catalog spend** (cards, eSIM, gifts) — not after a deposit that tries to leave again.

## Why convert is gated (AML)

Permissionless register is identity only. That is useful for software agents. It is also attractive to anyone who wants a nameless on-ramp and off-ramp. IMBA is not a mixer.

**Convert is closed at tier 0** so a prepaid channel cannot be used to launder money through the service without buying catalog goods.

**Tier 1** is operator reputation after demonstrated catalog use, to refuse agents that only want to cycle crypto. **Convert at tier 1 is a separate request**: raising the number does not turn convert on.

Withdraw and C2C stay closed.

|                      | Tier 0 (default)      | Tier 1+                                          |
| -------------------- | --------------------- | ------------------------------------------------ |
| Who sets it          | Automatic at register | IMBA operators after catalog reputation          |
| Deposit USDT TRC-20  | Yes                   | Yes (same address rules)                         |
| Cards / eSIM / gifts | Yes                   | Yes                                              |
| Withdraw / C2C       | No                    | No                                               |
| Convert              | Closed (AML)          | Separate request — not automatic with the number |

Ask IMBA (support) after you have real catalog volume if you need convert. Do not assume `fx_quote` / `fx_execute` work because `agent_tier` increased.

Human Wallet convert (Gram / BTC) is a different rail: [HowTo](https://imbawallet.com/convert_crypto_about_en.html).