Balance and deposit

Scopes: balance:read, deposit_address:read.

Balance

Settlement balance is ledger (IMBA accounting in currency), not an on-chain wallet balance. There is no network field on this endpoint — network applies to deposit/withdraw rails only.

GET https://api.imbawallet.com/partner/balance?currency=USDT
Authorization: Bearer <access_token>

{
  "currency": "USDT",
  "ledger_balance": "15000.00",
  "available_balance": "14750.00",
  "reserved": "250.00",
  "pending_credit": "0.00",
  "as_of": "2026-07-10T09:15:30.123Z"
}

Spend against available_balance. reserved covers accepted but not yet settled operations. pending_credit is inbound USDT that is confirmed on-chain but not yet reflected in ledger_balance. There is no other balance flavor (on-chain wallet, card USD, and settlement USDT are different). Card USD: GET /partner/cards/{card_id}/balance. Commercial minimum first deposit: 1,000 USDT. Technical floor: the settlement account cannot go negative.

Sticky deposit address

GET https://api.imbawallet.com/partner/deposit-address?currency=USDT&network=TRON
Authorization: Bearer <access_token>

{
  "currency": "USDT",
  "network": "TRON",
  "address": "TExamplePartnerDepositAddr111111",
  "memo": null,
  "confirmations_required": 19
}

Contract

Rule	Meaning
One address per tenant	For USDT / TRON
Idempotent GET	Every call returns the same `address`
No rotation	Idle time does not change the address
Exclusive	Never reused for another partner
Safe to hardcode	Whitelist it in your treasury systems
Change only via ops	Compromised key / offboarding — IMBA notifies you

Only USDT TRC-20 is accepted. IMBA charges no deposit fee. confirmations_required comes from network settings (default 19). After those confirmations, funds credit your settlement balance (typically on the order of a minute at ~3s per TRON block — not a published SLA). pending_credit shows inbound USDT that is on-chain but not yet posted. Do not send other tokens or networks to this address.

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Money

Products

Operations

Balance and deposit

Balance

Sticky deposit address

Contract

​Balance

​Sticky deposit address

​Contract

Balance

Sticky deposit address

Contract